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What does it mean to be an employee-owner?

Working with Border States means you will have the opportunity for benefits that range from health insurance to a flexible schedule, and from paid vacations, holidays and volunteer time to learning and career growth opportunities. And we’re always finding better ways to support you and your family. It’s a great time to be an employee-owner at Border States.

Being an employee-owner means:

  • You have a stake in the company and an opportunity to share in the rewards of our success.
  • You have a responsibility to use your talent and company resources to ensure the company achieves its strategic goals.
  • Border States' success will lead to personal financial rewards for you.

Who contributes to the Employee Stock Ownership Plan (ESOP)?

Unlike a 401(k) plan, participants do not contribute their own money to the ESOP. The company makes all contributions to the ESOP.

How does my ESOP account balance grow?

Each year, the company makes contributions of stock or cash to the ESOP. The contribution amount is determined by the company’s profits for the year.

View/download the PDF brochure for more details. Click Here

Standard Benefits

We’ve got you covered. Border States offers a self-funded plan that provides health, dental, vision and prescription drug benefits for you and your dependents.

Paid Leave

We know things happen outside work that require your time away. Your personal leave can be used for many situations, including vacation, personal business, illness, medical appointments, family illness or observance of unpaid holidays. Celebrate and enjoy the holidays with family and friends through our paid holiday time.


Border States is a 100% employee-owned company through the Employee Stock Ownership Plan (ESOP). An ESOP is a tax-deferred employee retirement benefit plan, designed by law to invest primarily in company stock. This means our employees own the company!

Flex Benefits

Our flexible spending accounts (FSA) allow you to set aside pre-tax money to pay for eligible health care and/or dependent care expenses, and to save money on taxes. If you choose to enroll in a high deductible health plan as a second option for health coverage, you will also be enrolled in a health savings account (HSA). An HSA is an account you put money into to pay for qualified expenses related to medical and prescription drugs, and it lowers your taxable income. 


We offer a 401(k) plan to provide an opportunity for all eligible employee-owners to supplement their retirement. Our 401(k) plan is available to help you in saving for retirement using pre-tax or Roth contributions, and it gives you the flexibility to make changes as needed.



Border States Perks

As an ESOP company, we want to reward employee-owners when financial goals are met through our profit-sharing program. We also recognize and honor those who are making a lasting impact at Border States with a monetary reward after every five years of service. For families, we offer adoption assistance to help cover some of those costs.

Volunteer Policy

We have a passion for helping in communities where we work and live. With our volunteer policy, you can spend up to 16 hours of paid time per year volunteering. 

Life Balance

Border States recognizes the importance of your wellbeing. We offer a confidential Employee Assistance Program (EAP) to all employee-owners and their immediate family members. Access our EAP via telephone or face-to-face consultations. We also encourage and support the overall wellness of all employee-owners through our Power of Wellness (POW!), which has a variety of programs and offers incentives.

Training and Development

As part of our service excellence culture, we recognize that the skills and knowledge of our employee-owners are critical to our success. We also recognize continued training and development is essential in providing quality service to our business partners. We provide opportunities for professional development through training and educational programs.